about us

Key Options welcomes the opportunity to work with you to learn your future goals and dreams and design plans with a focus on risk management, low costs, and tax-efficiency, which we combine with personalized financial advice aimed at helping clients make better informed decisions. 

Our mission is to build a trusted, long-term relationship with each client, to educate and problem-solve in a changing economic and regulatory environment. Key Options is dedicated to offering the best products based on your need(s) that meet your goals, while making it affordable.  

Life comes with no guarantees. Let us help you take the Frustration, Anxiety, and Tension (FAT) out of making sense of all that’s required to protect all that you’ve worked for. 

We are serving clients in Cumberland County, PA, Franklin County, PA, Fulton County, PA, and Adams County, PA. Also serving Allegany County, MD, Frederick County, MD, and Washington County, MD.

Kathy Olivier

Benefits Specialist

Kathy was guardian for her mother who graciously battled the long-goodbye disease of Alzheimer’s. She has learned first-hand how overwhelming the fiduciary, medical care and estate preservation for an elderly loved one can be with changing laws.

The love for her mother has led her to a passion for advocating for financial security for the retirement years.  

She is patient and takes the time to explain:

- How Medicare works

- Assesses projected retirement income

- Estate preservation 

John Olivier

Business Manager

John's background as a programmer analyst, has made it an easy transition into supporting the growing business of Key Options.  He brings a keen sense of organizing the business with compliance to financial and insurance regulations.  

During peak times of the business John is "All hands on deck" to build relationships with clients and provide them with the best options to meet their financial and medical coverage needs.  

Mary Rice

Administrative Assistant

Mary recently joined Key Options where her past work experience, attention to detail and dedication to accuracy ensure the best results for our cllients. 

Vonnie Reese

Prescription Drug Coordinator

Vonnie joined Key Options in 2018.  She retired from a physician's office where she worked as an office assistant and gained great respect for her interpersonal skills.  She has been assisting with the growth of the business and now coordinates the client prescription drug information.  

Her verification process helps with qualifying the correct plan for each client.