hospital indemnity plans

Hospital Indemnity is another form of coverage that can help you with expenses not covered by your base medical plan.  This may allow you to use health providers that are not part of the "network" of providers, or other costs not covered on your plan.  Payout goes directly to you to use as needed.

A big financial factor associated with being hospitalized is the loss of employment income.  Coverage for lost wages is a very attractive feature of this type of plan.